আমাদের ফাইন্যান্সিয়াল ম্যানেজমেন্ট কুইজে আপনার স্বাগতম! আপনি যদি একজন শিক্ষার্থী, ফাইন্যান্স পেশাজীবী কিংবা ফাইন্যান্সিয়াল ম্যানেজমেন্টের মূল ধারণাগুলো জানতে আগ্রহী হন, এই কুইজ টি আপনার জন্যই।
ফাইন্যান্সিয়াল ম্যানেজমেন্ট ব্যবসার সফলতা ও টেকসইতার জন্য অত্যন্ত গুরুত্বপূর্ণ, কারণ এটি প্রতিষ্ঠানগুলোকে বিনিয়োগ, ফাইন্যান্সিং এবং লভ্যাংশ সম্পর্কিত কার্যকর সিদ্ধান্ত নিতে সাহায্য করে যাতে শেয়ারহোল্ডারদের সম্পদ বৃদ্ধি পায়।
এই কুইজটিতে মোট ২০টি গুরুত্বপূর্ন বহুনির্বাচনী প্রশ্ন রয়েছে যা মূলত ক্যাপিটাল বাজেটিং, ওয়ার্কিং ক্যাপিটাল ম্যানেজমেন্ট, আর্থিক অনুপাত, লিভারেজ এবং ডিভিডেন্ড পলিসি বিষয়ক। প্রতিটি প্রশ্ন ভালোভাবে পড়ুন ও উত্তর দিন এবং সঠিক উত্তর দেখে আপনার জ্ঞান যাচাই করুন।
1. What is the primary goal of financial management?
a) Minimize costs
b) Maximize profits
c) Maximize shareholder wealth
d) Ensure liquidity
Answer: c) Maximize shareholder wealth
2. Which of the following is NOT a function of financial management?
a) Investment decisions
b) Financing decisions
c) Production decisions
d) Dividend decisions
Answer: c) Production decisions
3. What does ‘working capital’ refer to?
a) Long-term assets
b) Total assets
c) Current assets minus current liabilities
d) Fixed assets minus depreciation
Answer: c) Current assets minus current liabilities
4. Which financial statement shows a company’s financial position at a specific point in time?
a) Income Statement
b) Cash Flow Statement
c) Balance Sheet
d) Statement of changes in equity
Answer: c) Balance Sheet
5. What is ‘capital budgeting’?
a) Managing daily expenses
b) Planning long-term investment projects
c) Deciding dividend payout
d) Raising short-term finance
Answer: b) Planning long-term investment projects
6. The cost of debt is:
a) Always higher than cost of equity
b) The interest rate paid on borrowed funds
c) The dividend paid to shareholders
d) Irrelevant to capital structure
Answer: b) The interest rate paid on borrowed funds
7. Which method of capital budgeting considers the time value of money?
a) Payback period
b) Net Present Value
c) Accounting Rate of Return
d) Profitability Index
Answer: b) Net Present Value
8. What does ‘leverage’ refer to in financial management?
a) Using borrowed funds to increase potential returns
b) Increasing working capital
c) Increasing dividend payments
d) Reducing fixed costs
Answer: a) Using borrowed funds to increase potential returns
9. A higher debt-equity ratio indicates:
a) Higher financial risk
b) Higher profitability
c) Lower financial risk
d) Lower return on assets
Answer: a) Higher financial risk
10. Which one is a source of long-term finance?
a) Bank overdraft
b) Trade credit
c) Retained earnings
d) Accounts payable
Answer: c) Retained earnings
11. Dividend payout ratio is:
a) Dividends / Net income
b) Net income / Dividends
c) Dividends / Market price
d) Dividends / Earnings per share
Answer: a) Dividends / Net income
12. Which of the following best describes ‘market capitalization’?
a) Book value of equity
b) Total debt of the company
c) Share price multiplied by outstanding shares
d) Total assets minus liabilities
Answer: c) Share price multiplied by outstanding shares
13. The primary market is a place where:
a) Existing shares are traded
b) New securities are issued to the public
c) Bonds are traded among investors
d) Bank loans are arranged
Answer: b) New securities are issued to the public
14. Financial leverage increases:
a) Operating profit
b) Equity return volatility
c) Sales volume
d) Production efficiency
Answer: b) Equity return volatility
15. Which ratio measures a company's ability to pay short-term obligations?
a) Debt to equity ratio
b) Current ratio
c) Price to earnings ratio
d) Return on equity
Answer: b) Current ratio
16. What is the ‘Beta’ in finance?
a) A measure of an asset’s volatility relative to the market
b) The dividend yield
c) The interest rate on bonds
d) A risk-free rate
Answer: a) A measure of an asset’s volatility relative to the market
17. A firm’s ‘cost of capital’ is:
a) Cost of equity plus cost of debt
b) Weighted average cost of all sources of capital
c) Interest on long-term debt
d) Dividend rate on equity
Answer: b) Weighted average cost of all sources of capital
18. Which of the following is an example of a financing activity?
a) Purchase of equipment
b) Issuing shares
c) Cash paid to suppliers
d) Payment of employee wages
Answer: b) Issuing shares
19. Return on Investment (ROI) is calculated as:
a) (Net profit / Total investment) × 100
b) (Net profit / Sales) × 100
c) (Gross profit / Total assets) × 100
d) (Sales / Net profit) × 100
Answer: a) (Net profit / Total investment) × 100
20. What does ‘dividend yield’ measure?
a) Dividend payout as a percentage of earnings
b) Dividend per share as a percentage of market price
c) Earnings per share as a percentage of market price
d) Dividend per share as a percentage of earnings per share
Answer: b) Dividend per share as a percentage of market price